SEEK: Salford Environment for Expertise and Knowledge
Prof Karl Dayson
Prof Karl Dayson
postal addressH125 Centenary Building, School of Arts and Media, University of Salford, Salford, M5 4WT.
email addressk.t.dayson@salford.ac.uk
telephone0161 295 2827
website addresshttp://www.communityfinance.org.uk
Key Memberships
From September 1997 to September 2010.
Member of School: School of Arts & Media
From June 2014 to present.
Member of School: School of Health & Society
From August 2013 to June 2014.
From October 2011 to August 2013.
From September 1997 to October 2011.
From September 1997 to December 2009.
Full Member of Research Centre: Arts, Media and Communication Research Centre
From September 2015 to present.
Full Member of Research Centre: Business and Management Research Centre
From September 2015 to present.
Full Member of Research Centre: Centre for Social Business
From May 2013 to August 2015.
Full Member of Research Centre: Centre for Social Research
From January 2010 to August 2015.
Full Member of Research Centre: Sociology: Inclusion, Risk & Crime (SIRC)
From September 1997 to December 2009.
Associate Head of School (Research & Innovation): School of Arts & Media
From September 2015 to present.
From June 2014 to August 2015.
From August 2013 to June 2014.
Profile Summary

Sociology of financial services including: finance institutional structures, collective models (mutuals), financial exclusion and inclusion, debt and overindebtedness, the impact of financial services in deprived and isolated areas, personal fianncial products, conceptualisation of money and finance, and community and microfinance initiatives in Europe. Also, research interest in community ownership of assets, community land trusts, localism and the Big Society

Key Qualifications
2002
Research examined the demutualisation of building societies and the paradox of a Government supporting credit unions at the same time
Key Projects
2018
Sep
Update of the European Code of Good Conduct for Microcredit Provision - TENDER
EC (Non-Framework), £48,690.00.
Principal Investigator: K Dayson (50%). Co-Investigator: P Vik (50%).
2018
Mar
Tender: Personal lending CDFIs in the UK
Carnegie UK, £69,462.00.
Principal Investigator: K Dayson (50%). Co-Investigator: P Vik (50%).
2018
Mar
Financial Inclusion in Leeds
Leeds City Council, £47,324.00.
Principal Investigator: P Vik (65%). Co-Investigator: K Dayson (35%).
2018
Feb
Evaluation of EMN 2014-2017
European Microfinance Network, £9,629.00.
Principal Investigator: K Dayson (40%). Co-Investigator: P Vik (60%).
2017
Oct
External Evaluator for the Money Management & Debt Advice Project
Salford Foundation, £16,650.00.
Principal Investigator: P Vik (60%). Co-Investigators: K Lockwood (30%), K Dayson (10%).
2017
Mar
Operational and Horizontal Assistance to the European Micro credit Sector in the framework of JASMINE/EaSI
Frankfurt School of Finance and Management, £10,819.00.
Principal Investigator: K Dayson (100%).
2016
Sep
Strategic Development Plan for BFS
Business Finance Solutions, £11,000.00.
Principal Investigator: K Dayson (60%). Co-Investigator: P Vik (40%).
2016
Jul
Cultural Community Land Trust
AHRC, £2,500.00.
Principal Investigator: K Dayson (100%).
2016
Jun
2016
May
Operational and Horizontal Assistance to the European Microcredit Sector in the framework of JASMINE/EaSI
Frankfurt School of Finance and Management, £10,999.00.
Principal Investigator: K Dayson (60%). Co-Investigator: P Vik (40%).
2016
Jan
Community Money Mentors Project Independent Evaluation
Toynbee Hall, £16,600.00.
Principal Investigator: P Vik (75%). Co-Investigator: K Dayson (25%).
2015
Dec
EaSI Best Practice Events
Frankfurt School of Finance and Management, £4,544.00.
Principal Investigator: K Dayson (50%). Co-Investigator: P Vik (50%).
2015
Dec
EaSI Code Workshop
Frankfurt School of Finance and Management, £2,096.00.
Principal Investigator: K Dayson (50%). Co-Investigator: P Vik (50%).
2015
Sep
Responsible microfinance in the European Union via (stronger) regulation and customer protection?
Frankfurt School of Finance and Management, £1,295.00.
Principal Investigator: K Dayson (100%).
2015
Apr
Industrial Case with Moneyline
EPSRC, £102,164.00.
Principal Investigator: K Dayson (70%). Co-Investigator: G Bagnall (30%).
2014
Jun
KTP with Idox Software Ltd
Technology Strategy Board, £131,983.00.
Principal Investigator: S Vadera (90%). Co-Investigator: K Dayson (10%).
2013
Feb
Social Return on Investment for Community Ownership of Assets
Esmée Fairbairn Foundation, £46,750.00.
Principal Investigator: K Dayson (50%). Co-Investigator: P Vik (50%).
2012
Dec
EC Code Monitoring Methodology
EC (Framework), £44,273.00.
Principal Investigator: K Dayson (75%). Co-Investigator: P Vik (25%).
2012
Sep
Examining a UK CRA: Friends Provident (Dissemination)
Friends Provident Foundation, £3,905.00.
Principal Investigator: K Dayson (100%).
2011
Aug
Carnegie - National CLT Facilitation
Carnegie UK, £44,400.00.
Principal Investigator: K Dayson (100%). Co-Investigator: P Vik (0%).
2011
Aug
PhD Studentship
Northumbria University, £25,750.00.
Principal Investigator: K Dayson (100%).
2010
Oct
Examining a UK CFA: Friends Provident
Friends Provident Foundation, £29,000.00.
Principal Investigator: K Dayson (100%).
2010
Aug
Carnegie-National CLT Project
Carnegie UK, £40,000.00.
Principal Investigator: K Dayson (100%).
2010
Aug
Shorter KTP with East Lancashire Moneyline
Technology Strategy Board, £47,200.00.
Principal Investigator: S Vadera (75%). Co-Investigator: K Dayson (25%).
2010
Aug
Study into Community Ownership Asset Model(s)
Olympic Park Legacy Company, £17,000.00.
Principal Investigator: K Dayson (100%).
2010
Jul
Research into Financial Exclusion in Rochdale
Rochdale MBC, £6,393.00.
Principal Investigator: K Dayson (100%).
2010
May
Drafting of a Code of Good Conduct for Micro-Finance Institutions
EC (Non-Framework), £60,750.00.
Principal Investigator: K Dayson (100%).
2009
Jul
Barnsley Financial Inclusion
Barnsley Metropolitan Borough Council, £8,250.00.
Principal Investigator: K Dayson (100%).
2009
Jul
Coalfields Regeneration
Coalfields Regeneration Trust, £17,955.00.
Principal Investigator: K Dayson (100%).
2009
Jul
Economic Impact of FI in Leeds
Leeds City Council, £17,052.00.
Principal Investigator: K Dayson (100%).
2009
Jul
RLS's and CLT's
Salford City Council, £5,536.00.
Principal Investigator: K Dayson (100%).
2009
May
Evaluation of CDFIs
Department for Business Enterprise & Regularity Reform, £6,150.00.
Principal Investigator: K Dayson (100%).
2009
Mar
Civil Society and the Civil Economy
Carnegie UK, £2,000.00.
Principal Investigator: K Dayson (100%).
2008
Jul
Engaging financial institutions in developing Community Land Trust mortgage products
Calouste Gulbenkian Foundation, £15,000.00.
Investigator: K Dayson (100%).
2008
Jun
Rural Action Research Programme - EXTENSION
Wessex Reinvestment Trust, £34,000.00.
Investigator: K Dayson (100%).
2008
Apr
Developing Models for the Delivery of Affordable Insurance through CDFIs
Friends Provident Foundation, £30,000.00.
Investigator: K Dayson (100%).
2008
Feb
Barnardo's - A year in the life
Barnardos, £8,980.00.
Investigator: K Dayson (100%).
2007
Nov
Rural Action Research Programme
Wessex Reinvestment Trust, £60,000.00.
Investigator: K Dayson (100%).
2007
Oct
Do Payment Clubs help people save money?
Esmée Fairbairn Foundation, £40,000.00.
Investigator: K Dayson (100%).
2007
Sep
KTP with East Lancashire Moneyline (IPS) Limited
Technology Strategy Board, £107,372.00.
Investigators: K Dayson (34%), S Vadera (66%).
2006
Dec
Community Land Trusts (SDF - E06)
Northumbria University, £123,101.00.
Investigator: K Dayson (100%).
2006
Dec
Understanding and Influencing Regeneration (SDF - CC06)
Northumbria University, £10,278.00.
Investigator: K Dayson (100%).
2006
Dec
Valuing Diversity (SDF - CC08)
Northumbria University, £5,187.00.
Investigator: K Dayson (100%).
2006
Jul
Development of a toolkit for housing associations to address financial exclusion
Friends Provident Foundation, £30,000.00.
Investigator: K Dayson (100%).
2004
Nov
Social Impact Analysis of UK Community Development Finance Institutions
Esmée Fairbairn Foundation, £53,309.00.
Investigator: K Dayson (100%).
Key Publications
Refereed Journal Articles
Book Sections
Edited Books
Reports for External Bodies
Reviews
Key Presence
Conference Presentations
2011
Dec

Panel Member (No. 3 panel) exploring the nature and sufficiency of independent oversight of European MFIs (2nd December 2011)

2011
Nov

A paper on the changes in financial exlcusion in Leeds and its impact on public health

2011
Nov

Paper to describe how financial exclusion in Leeds had changed during the first decade of the twenty first century, and the reasons for this.

Consultancy Roles
2019
Since 2001 my work has involved extensive work with external partners, these include: Barclays Bank, Lloyds TSB bank, Bank of England, Financial Services Authority, Esmee Fairbairn Foundation, Competition Commission, Housing Corpo... more >>.
Honours and Awards
2009
Jun
2005
Times Higher Education Awards: winner - Outstanding Contribution to the Local Community (2005)
Other Evidence of External Esteem
2014
Sep

 Centre for Social Justice event on 22nd September in Manchester examining the future role of credit unions and community finance in tackling access to credit and financial inclusion. 

2013
Oct

Presentation to key representatives from European Union Directorates, agencies and assoocaited bodies.

2013
Oct

Presentation to key representatives from European Union Directorates, agencies and assoocaited bodies.

2013
Oct

 Interviewed by journalist and quoted in article on 4th October 2013

http://www.theguardian.com/society/2013/oct/04/... more >>.

2012
Feb

Academic reviewer of special edition on microfinance of Journal of Cost Managment.